Business English Acronyms are important at work if you want to be professional, Let us see what is in here.
What is an acronym?
An acronym is a word or name formed from the initial components of a longer name or phrase.
Acronyms are usually formed from the initial letters of words, as in NATO (North Atlantic Treaty Organization) and EU (European Union), but sometimes use syllables, as in Benelux (short for Belgium, the Netherlands, and Luxembourg).
They can also be a mixture, as in radar (RAdio Detection And Ranging).
Below is a list of over 500 of the more common business acronyms you may hear. Every field has its own special ones, but these are terms that are common to most areas of business.
Business English acronyms begin with the letter "A"
1. AAIA = Associate of the Association of International Accountants
2. ABECOR = Associated Banks of Europe Corporation
3. ABS = i. Asset-Based Securities ii. Automated Bond System
4. ACV = Actual Cash Value
5. ADB = Adjusted Debit Balance
6. ADP = Alternative Delivery Procedure
7. ADR = American Depository Receipt
8. ADRS = Asset Depreciation Range System
9. ADS = American Depositary Share
10. AFC = Average Fixed Costs
11. AFOF = Authorised futures and Options Funds
12. AGI = Adjusted Gross Income
13. AGL = Acceptable Quality Level
14. AGM = Annual General Meeting (of shareholders)
15. ALCO = Asset-Liability Committee
16. AMT = Alternative Minimum Tax
17. АР = Accounting Period
18. APY = Annual Percentage Yield
19. APYE = Annual Percentage Yield Earned
20. ARPS = Adjustable Rate Preferred Stock
21. ARRO = Adjustable Rate Refunding Operation
22. ASFR = Age Specific Fertility Rate
23. ATM = Automatic (automated) Teller Machine
24. ATP = Arbitrage Trading Program
25. AVCO = i. Average cost ii. Average cost method
Business English acronyms begin with the letter "B"
26. BAN = Bond Anticipation Note
27. ВВ = Bail Bond
28. BCWP = Budgeted Cost of Work
29. BDI = Bank Deposit Interest
30. BES = Bureau of Employment Security
31. BET = Book Entry Transfer
32. BIC = Bank Investment Contract
33. BOD = Board of Directors
34. BOLO = Borrower's Option Lender's Option
35. ВОР = Balance of Payments
36. ВОТ = i. Balance of Trade ii. Board of Trustees
37. BPS = Balance Per (bank) Statement
Business English acronyms begin with the letter "C"
38. С2С = Consumer-to-Consumer (transactions)
39. CAD = Cash-Against-Documents
40. САО = Chief Accounting Officer
41. САРЕХ = Capital Expenditure
42. CAPS = Convertible Adjustable Preferred Stocks
43. CARDs = Certificates for Amortizing Revolving Debts
44. СВА = Capital Builder Account
45. СВР = Cash Book Payments Side
46. CBR = Cash Book Receipts Side
47. CBS = Consolidated Balance Sheet
48. CCA = Contract Change Authorization
49. CCD = Cash Concentration & Disbursement
50. CCUs = Capital Currency Units
51. CEI = Cost Effectiveness Index
52. CFF = Cooperative Financing Facility
53. CGS = Cost of Goods Sold
54. CGT = Capital Gains Tax
55. CIA = Cash In Advance
56. CIF = Corporation Income Fund
57. CP = Capital Program
58. CL = Current Liabilities
59. СМА = Cash Management Account
60. CMBL = Commercial Bill of Lading
61. СМО = Collateralized Mortgage Obligation
62. CMV = Current Market Value
63. СОВ = Close of Business
64. COD = Cash on Delivery
65. CODA = Cash on Deferred Arrangement
66. C.O.G. = Customer Owned Goods
67. COLTS = Continuously Offered Long Term Securities
68. COS = Cash on Shipment
69. C. P. = Commercial Paper
70. CPCU = Chartered Property and Casualty Underwriter
71. CPFF = Cost Plus Fixed Fee
72. CPI = Consumer Price Index
73. СРРС = Cost Plus a Percentage of Cost
74. CQS = Consolidate Quotation System
75. CRA = Composite Reserve Assets
76. CRDS = Cash Receipts and Disbursement Statement
77. CRRF = Capital Redemption Reserve Fund
78. CRU = Composite Reserve Unit
79. CS = Common Stock
80. CSBS = Conference of State Bank Supervisors (US)
81. CSI = Council of the Securities Industry
82. CSR = customer service representative
83. CSRC = Cost Sharing Reimbursement Contract
84. СТ, GCT = (Gross) Corporation Tax
85. СТА = Commodity Trading Advisor
86. СТР = Corporate Trade Payment
87. CTR = Currency Transaction Report
88. СTT = Capital Transfer Tax
89. СТХ = corporate trade Exchange
90. CUSIP = Committee on Uniform Securities Identification Procedures
91. C/V = Convertible Security
Business English acronyms begin with the letter "D"
92. D/A = Deposit Account
93. DAC = Delivery against Cost
94. DARTS = Dutch Auction-Rate Transferable Securities
95. DATES = Daily Adjustable Tax Exempt Securities
96. DC = Deep Discount (issue)
97. DCE = Domestic Credit Expansion
98. DD = ii. Delayed Delivery ii. Demand Draft iii. Direct Debit iv. Double D (Rating of bonds
for which payments are past due)
99. D-D Day = Drop Dead Day
100. DDB = Double Declining Balance Depreciation Method
101. DDD = Triple D (Rating of bonds for which payments have been suspended)
102. DDP = Delivered Duty Paid
103. DDU = Delivered Duty Unpaid
104. DES = Data Encryption Standard
105. DI = Disposable Income
106. DIE = Designated Investment Exchange
107. DIPS = Dollar Interest Payment Securities
108. DJIA = Dow Jones Industrial Average
109. DMUC = Decision Making Under Certainty
110. DMUR = Decision Making Under Risk
111. DMUU = Decision Making Under Uncertainty
112. DN = Debit Note
113. DNR = Do Not Reduce
114. DPI = Disposable Personal Income
115. DRIP = Dividend Reinvestment Plan
116. DR = Debit Record
Business English acronyms begin with the letter "E"
117. EAR = Effective Annual Rate (of interest)
118. EAT = Earnings after Taxes
119. ЕВ = Early Bargains
120. EBIT = Earnings before Interest and Tax
121. EBITDA = Earnings before Interest, Taxes, Depreciation and Amortization
122. ЕСА = Export Credit Agency
123. ECHO = Exchange Clearing House
124. EDSP = Exchange Delivery Settlement Price
125. ЕЕА = Exchange Equalization Account
126. EFL = External Financing Limit
127. EGM = Extraordinary General Meeting (of shareholders)
128. EIB = European Investment Bank
129. EMU = European Monetary Union
130.ЕМV = Expected Monetary Value
131. EOE = European Options Exchange
132. EPD = Excess Profits Duty
133. EPR = Earnings Price Ratio
134. EPS = Earnings Per Share
135. ЕРТ = Excess Profits Tax
136. EPU = i. European Payments Union ii. European payment unit
137. ERA = Exchange Rate Agreement
138. ESCB = European System of Central Banks
139. ESF = Exchange Stabilization Fund
140. ESOP = Employee Stock Ownership Plan
141. ESOPS = Employee Share Option Schemes
142. ESP = Exchange Stock Portfolio
143. ЕTО = Exchange Traded Options
144. ETR = Estimated Total Return
145. EVCA = European Venture Capital Association
146. EXTRA = Exporter Tender Risk Avoidance
Business English acronyms begin with the letter "F"
147. FA = Finance Act
148. F&A = Finance and Accounting
148. FАС = Financial Affairs Commission
149. FACT = Factor Analysis Chart Technique
150. FAIR = Fair Access to Insurance Requirements
151. FAME = Forecasts and Appraisals for Management Evaluation
152. FAO = For the Account Only
153. FASB = Financial Accounting Standards Board
154. FASCONS = Fixed Term Agreements of Short-Term call Options on Netherlands Securities
155. FAST = Flexible Auxiliary Security Transfer
156. FAT = Fixed Asset Transfer
157. FCE = Foreign Currency Exchange
158. FCFS = First Come First Served
159. FCI = Finance Corporation for Industry
160. FCIA = Foreign Credit Insurance Association
161. FCS = Financial Control System
162. FCU = Federal Credit Union
163. FCUA = Federal Credit Union Administration
164. FD = Finance Department
165. FDIC = Federal Deposit Insurance Corporation
166. FEI = Financial Executives Institute
167. FESE = Far Eastern Stock Exchange
168. FFB = Federal Financing Bank
169. FFC = Foreign Funds Control
170. FFI = Finance for Industry
171. FFIEC = Federal Financial Institutions Examination Council
172. FFPC = Firm-Fixed-Price Contract
173. FGIC = Financial Guarantee Insurance Corporation
174. FGT = Federal Gift Tax
175. FHA = Finance Houses Association
176. FHFB = Federal Housing Finance Board
177. FIA = Federal Insurance Administration
178. FIB = Fellow of the Institute of Bankers
179. FIBOR = Frankfurt Interbank Offered Rate
180. FICB = Federal Intermediate Credit Bank
181. FICO = Financing Corporation
182. FIFO = First In, First Out
183. FIGS = Futures Income & Growth Security
184. FII = Franked Investment Income
185. FINEX = Financial instruments Exchange
186. FIPS = Foreign Interest Payment Securities
187. FIRA = Foreign Investment Review Agency
188. FIRREA = Financial Institutions Reform, Recovery and Enforcement Act
189. FIT = Federal Income Tax
190. FITW = Federal Income Tax Withholding
191. FLA = Finance and Leasing Association
192. FMOC = Federal Open Market Committee
193. FMRR = financial management rate of return
194. FMS = Financial Management Service
195. FMV = Fair Market Value
196. FOA = Foreign Operations Administration
197. FOAR = Fixed Overhead Absorption Rate
198. FOC = Free of Charge
199. FOCUS = Financial and Operational Combined Uniform Single Report
200. Forex = Foreign Exchange
201. F.O.T. = Free of Tax
202. FOX = Forward with Optional Exit
203. FP = Fixed Price
204. FPCE = Fixed Price Contract with Escalation
205. FPCR = Fixed Price Contract with Redetermination
206. FPIF = Fixed Price Incentive Fee
207. FPRP = Fixed Price Re-determinable Prospective
208. FRA = Forward Rate Agreement
209. FRABBA = Forward Rate Agreement British Bankers' Association Terms
210. FRB = Federal Reserve Bank
211. FRCD = Floating Rate Certificate of Deposit
212. FROLIC = Floating Rate Optional Level installment credit
213. FRS = Financial Reporting Standards
214. FSE = Federation of Stock Exchanges
215. FTA =. Financial Times Actuaries All Share-Index
216. FTI = Federal Tax Included
217. FTO = Financial Tunes Industrial Ordinary Shares Index
218. FVO = For Valuation Only
219. FXA = Foreign Exchange Agreement
220. FY = Financial Year
Business English acronyms begin with the letter "G"
221. GAB = General Agreement to Borrow
222. GAI = Guaranteed Annual Income
223. GAINS = Growth and Income Securities
224. GAO = General Accounting Office
225. GCT = Gross Corporation Tax
226. GDP = Gross Domestic Product
227. GDR = Global Depository Receipts
228. GEMMA = Gilt-Edged Market-Makers Association
229. GFCF = Gross Fixed Capita Formation
230. GIC = Guaranteed Income Contract
231. GIT = Guaranteed Income Investment Contract
232. GM = Gross Margin
233. GMC = Guaranteed Mortgage Certificate
234. GNI = Gross National Income
235. GNP = Gross National Product
236. GO = General Obligation
237. GOP = Gross Operating Profit
238. GP = Gross Profit
239. GRI = General Retirement Income
240. GRIP = Guaranteed Recovery of Investment Principle
241. GRIT = Grantor Retained Income Trust
242. GS = Government Stocks
243. GSP = generalized saddle point
244. GTM = Good This Month
245. GTW = Good This Week
Business english acronyms begin with the letter "H"
246. HICA = High Interest Checking Account
247. НОВ = Home Banking
248. HOMES = Home Owner Mortgage Euro Securities
249. HOTs = Heads of Terms
Business english acronyms begin with the letter "I"
250. IAFP = International Association for Financial Planning
251. IAN = Interest Arrears Notes
252. IAOECH = International Association of Options Exchanges and Clearing Houses
253. IARFP = International Association of Registered Financial Planners
254. IBA = Investment Bankers Association
255. IBOP = International Balance of Payments
256. ICC = Income Capital Certificate
257. ICI = Investable Commodity Index
258. ICON = Index Currency Option Note
259. ICS = Investors Compensation Scheme
260. ID = income duty
261. IDR = International Depository Receipt
262. I&E А/С = Income and Expenditure Account
263. IFA = Independent Financial Adviser
264. IFIs = International Financial Institutions
265. IFPS = Integrated Financial Planning System
266. IIF = Institute of International Finance
267. IL/C = Irrevocable Letter of Credit
268. IMF = International Monetary Fund
269. IMI = International Market Index
270. IMRO = Investment Managers Regulation Organization
271. INCOTERMS = International Commercial Terms
272. INSTINET = Institutional Networks Corporation
273. INTEX = International Futures Exchange
274. IO = Interest Only
275. IOSCO = International Organization of Securities Commissions
276. IP = Installment Paid
277. IPC deposits = Deposits of Individuals, Partnerships and Corporations
278. IPD = Interest, Profits, Dividends
279. IPMA = International Primary Market Association
280. IPO = Initial Public Offering
281. IR = Inflation Rate
282. IRG = Interest Rate Guarantee
283. IRR = Internal Rate of Return
284. I/S = Income Statement
285. ISMA = International Securities Market Association
286. ISO = Incentive Stock Option
287. IT = Income Tax
288. ITC = Investment Tax Credit
289. ITM = In The Money (options)
Business English acronyms begin with the letter "J"
290. JA = Joint Account
291. JAJO = January, April, July, October
292. JMI = Joint Market Initiative
293. JSB = Joint Stock Bank
294. JSC = Joint Stock Company
295. JSDA = Japanese Securities Dealers Association
296. JTWROS = Joint Tenancy with Right of Survivorship
297. JV = Joint Venture
Business English acronyms begin with the letter "K"
298. KD = Knocked Down
Business English acronyms begin with the letter "L"
325. LSK = Local Safekeeping
326. LTD = Long Term Debt
327. LTV = Loan to Value Ratio
328. LYON = Liquid Yield Option Note
Business english acronyms begin with the letter "M"
329. MA = Moving Average
330. М&А = Mergers and Acquisitions
331. MAC = Message Authentication Code
332. MAPS = Market Auction Preferred Stock
333. MARS = Marketing Analysis Research System
334. МВО = Management Buy Out
335. MBSs = Mortgage Backed Securities
336. МС = Marginal Costs
337. MCATs = Municipal Certificates of Accrual on Tax Exempt Securities
338. МСТ = Mainstream Corporation Tax
339. MEC = Marginal Efficiency of Capital
340. MI = Minority Interest
341. MINI = Mortgage Intermediary Note Issue
342. MIP = Monthly Investment Plan
343. MIPS = Maximum Investment Plans
344. MIRAS = mortgage interest relief at source
345. MIT = Market If Touched (order)
346. MITC = Mortgage Investment Tax Credit
347. МКТ = Market Order
348. MLP = Master Limited Partnership
349. MLR = Minimum Lending Rate
350. ММ = Money Market
351. MMDA = Money Market Deposit Account
352. MMF = Money Market Fund
353. MMP = Money Market Preferred Stock
354. MNC = multinational corporation
355. MOB = Municipals Over Bonds
356. MOF = Multi Option Facility
357. МРЕ = Most Probable Estimate
358. MR = Medium Range
359. MTFS = Medium Term Financial Strategy
360. MTTN = Multi Tranche Tap Note
361. MV = Market Value
362. MWCA = Monetary Working Capital Adjustment
363. MYRA = Multiyear Rescheduling Agreement
Business english acronyms begin with the letter "N"
364. NASDAQ = National Association of Securities Dealers Automated Quotations
365. NAV = Net Asset Value
366. NBV = Net Book Value
367. NCI = New Capital Issue
368. NCV = No Commercial Value
369. NI = national income
370. NIC = Net Interest Cost
371. NIEO = New International Economic Order
372. NEGS = Net Export of Goods and Services
373. NGNP = Nominal Gross National Product
374. NIM = Net Interest Margin
375. NIT = Negative Income Tax
376. NNI = Net National Income
377. NNP = Net National Product
378. NOI = Net Operating Income
379. NOL = net operating loss
380. NPV = Net Present Value
381. NSF = Non-Sufficient Funds
Business english acronyms begin with the letter "O"
382. ОА = On Account
383. OAR = overall rate of return
384. OBU = Off Shore Banking Unit
385. ОСА = Outstanding Claims Advance
386. ОСО = One Cancels the Other Order
387. ОЕС = Open End Contract
388. OEIC = Open Ended Investment Company
389. OFS = Office of Financial Services
390. O/H = Overhead
391. OIE = Overseas Investment Exchange
392. OLTP = On-Line Transactions Processing
393. OPOSSMS = Options to Purchase or Sell Specific Mortgage-backed Securities
394. OPRA = Options Price Reporting Authority
395. Ord = Ordinary Share
396. ОТМ = Out of The Money (options)
397. ОТО = One Time Only
398. OW = Offer Wanted
Business english acronyms begin with the letter "P"
399. РА = Personal Allowance
400. РАВ = Price Adjustment Board
401. РАС = Planned Amortization Class
402. PAL = Passive Activity Loss
403. РАМ = Pledged Account Mortgage
404. PAN = Primary Account Number
405. PAT = Profit After Tax
406. PAYE = Pay As You Earn
407. РВ = Pass Book
408. PBR = Price to Book-value Ratio
409. PC = Paid Cash
410. РСТСТ = Profits Chargeable to Corporation Tax
411. PD = Post Dated
412. PDI = Past Due Interest
413.Р/Е, РЕ = price/Earnings ratio
414. PEP = Personal Equity Plan
415. PERL = Principal Exchange Rate Linked Security
416. PF = Public Funds
417. PFI = Private Finance Initiative
418. Р&I = Principal and Interest Payment
419. PIBS = Permanent Interest Bearing Shares
420. PIN = Personal Identification Number
421. PINCS = Property Income Certificates
422. PIP = Performance Indexed Paper
423. PITI = Principal, Interest, Taxes, Insurance
424. PL = Profit and Loss
425. PLAM = Price Level Adjustment Mortgage
426. PLC = Public Liability Company
427. PMI = Private Mortgage Insurance
428. PML = Probable Maximum Loss
429. РММ = Purchase Money Mortgage
430. РОА = Power of Attorney
431. POD = Proof Of Deposit
432. POP = Proof of Purchase
433. РР = Payback Period
434. PPS = Prior Preferred Stock
435. РRC = Private Company
436. PV = Par value
437. PSBR = Public Sector Borrowing Requirement
438. PSR = Profit Sharing Ratio (for partnerships)
439. Р. Т. = Preferential Tariff
440. PU = Public Utilities
441. РYВ = Prior/Preceding Year Base
Business English acronyms begin with the letter "Q"
442. QT = Questioned Trade
443. Q tip, QTIP = Qualified Terminable Interest Property trust
Business English acronyms begin with the letter "R"
444. R/A = Refer to Acceptor
445. RAFT = Revolving Acceptance Facility by Tender
446. RAN = Revenue Anticipation Note
447. RCF = Revolving Credit Facility
448. RCH = recognized clearing house
449. RE = Rate of Exchange
450. RECO = Replacement Cost
451. REER = Real Effective Exchange Rate
452. REIT = Real Estate Investment Trust
453. REPO = Repurchase Agreement
454. RFP = Registered Financial Planner
455. RFQ = Request for Quotation
456. RI = Residual Income
460. RIE = Recognized Investment Exchange
461. RMD = Ready Money Down
462. ROA = Received On Account
463. ROC = Return On Capital
464. ROE = Return On Equity
465. ROI = Return On Investment
466. ROL = Reduction Option Loan
467. ROMV = Return On Market Value
468. ROS = Return On Sales
469. ROSC = Return On Shareholder’s Capital (ratio)
470. RP = Retail Price
471. RPFI = Receiving Depository Financial Institution
472. RRM = Renegotiable Rate Mortgage
473. RUF = Revolving Underwriting Facility
Business english acronyms begin with the letter "S"
474. SAA= Special Arbitrage Account
475. SAB = Special Assessment Bond
476. SAM = Served Available Market
477. SAPCO = Single Asset Property Companies
478. SAYE = Save As You Earn
479. SB = Savings Bank
480. SBIA = Small Business Investment Act
481. SBIC = Small Business Investment Company
482. SC = Share Capital
483. SCF = Simple Cost Function
484. SCOUT = Shared Currency Option Under Tender
485. SCR = Small Company Rate (of corporate tax)
486. SD = Sight Draft
487. SE = Stock Exchange
488. SEAQ = Stock Exchange Automated Quotation
489. SEDOL = Stock Exchange Daily Official List
490. SEM = Shared Equity Mortgage
491. SEMB = Stock Exchange Money Brokers
492. SF = Sinking Fund
493. SHEX = Saturdays, Sundays, Holidays Excluded
494. SMP = Special Multiple Policy
495. SN = Securities Number
496. SO = Seller's Option
497. SOES = Small Order Entry (execution) System
498. SOFA = Society of Financial Advisers
499. SOFFEX = Swiss Options and Financial Futures Exchange
500. SOP = Stock Ownership Plan
501. SP = Selling Price
502. STARS = Short Term Auction Rate Stock
503. STF = Stock Transfer Form
504. SWIFT = Society for Worldwide Interbank Financial Telecommunications
505. SWOT = Strengths, Weaknesses, Opportunities, Threats
Business English acronyms begin with the letter "T"
506. ТА = Trade Acceptance
506. TAB = Tax Anticipation Bill
507. ТАС = Targeted Amortization Class (bonds)
508. TALCL = Total Assets Less Current Liabilities
509. TALISMAN = Transfer Accounting, Lodgment for Investor, Stock Management for Jobbers
510. TAURUS = Transfer and Automated Registration of Uncertificated Stock
511. ТВ = Treasury Bill
512. TD = Time Deposit
513. TFO = Total Fixed Outlay
514. TI = Total Income
515. TIC = True Interest Cost
516. TIN = Taxpayer Identification Number
517. TIP = To Insure Promptness
518. TL = time loan
519. TLF = Transferable Loan Facility
520. TSA = Term Share Accounts
521. TSB = Trustee Savings Bank
522. ТТ = Testamentary Trust
523. ТТС = Tender To Contact
524. TVA = Tax on Value Added
525. TVC = Total Variable Costs
Business english acronyms begin with the letter "U"
526. UCM = Unlimited Corporate Member
527. UCPDC = Uniform Customs and Practices for Documentary Credits
528. UIТ = Unit Investment Trust
529. ULSs = Unsecured Loan Stocks
530. UMR = uniformly minimum risk
531. UPS = United Parcel Service
532. URP = Unrealized Profit
Business english acronyms begin with the letter "V"
533. VAT = Value Added Tax
534. VC = Venture Capital
535. VCR = Variable Coupon Renewable (note)
536. VELDASUE = Venture Enhancement & Loan Development Administration for Smaller Undercapitalized Enterprises
537. VFCRP = Voluntary Foreign Credit Restraint Program
538. VRM = Variable Rate Mortgage
Business english acronyms begin with the letter "W"
539. WAC = Weighted Average Cost
540. WAM = Weighted Average Maturity
541. WAR = With All Risks
542. WC = Without Charge
543. WD = When Distributed
544. WDA = Writing Down Allowance
545. WDV = Written Down Value
546. WEBS = World Equity Benchmark Shares
547. WEF = With Effect From
548. WINGS = Warrants Into Negotiable Government Securities
549. W/M = Without Margin
Business english acronyms begin with the letter "X"
550. ХСН = Ex-Change
551. XCL = Excess Current Liabilities
552. X-Dis = Ex-Distribution
553. X. Pr. = Without Privileges
554. XR = ex-Rights
Business english acronyms begin with the letter "Y"
555. Y/A = Year of Assessment
556. YTAL = Yield to Average Life
557. YTB = Yield to Broker
558. YTC = Yield-to-Call
559. YTD = Year-to-Date
560. YTM = Yield-to-Maturity
Business english acronyms begin with the letter "Z"
561. ZBB = Zero-Based Budgeting
562. ZEBRAS = Zero-coupon Euro-sterling Bearer or Registered Accruing Securities
563. ZEG = Zero Economic Growth
564. ZR = Zero Coupon Bonds (issue)