The phrase "It's too bad that" means "unfortunate", when used in the sentence, you express your concern or regret you.
The subject can be discussed for you or the person you are talking to, or another person or anything else
Here are some examples:
- But I think it's too bad that it keeps cropping up all the time.
- It's too bad that I found out about it.
- It's too bad that it is supposed to rain.
- It's too bad that my work has to lay off people.
- It's too bad that she got hurt.
- It's too bad that she lost her job.
- It's too bad that so many kids come from broken homes these days.
- It's too bad that tickets are all gone to that concert.
- It's too bad that you are unable to relate to the environment.
- It's too bad that you can't come to see Mark in his school play.
- It's too bad that you couldn't come to the party last night.
- It's too bad that you do not understand.
- It's too bad that you have to go.
- It's too bad that we will not be there on time.